I filed chapter 7.
One of the creditors I owe 13000. It is a treatment center.
My ins company sent me a 8600 check for the bill because the treatment center is out of network.
The check was made out to only me and had the claim number on it. I received this check after I filed chapter 7.
The creditor is harassing me saying that failure to hand over the check is insurance fraud and that they will sue me. I only still have this check because I am in the middle of bankruptcy.
My meeting of creditors was 6/17.
Is this insurance fraud? And it is legal for this creditor to even contact me being I have filed chapter 7?
I live in Minnesota. The treatment center is in Michigan.
1 Answer from Attorneys
You need to discuss this with your bankruptcy attorney, who in turn will likely involve the trustee in the discussion.
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